Costs When Selling a Property in El Campello: Everything You Need to Know in 2025
Published by Inmo2000 | June 13, 2025
Selling a property isn’t just about finding a buyer — you also need to know what expenses fall on the seller. Here’s a breakdown of all the costs to keep in mind if you plan to sell your home in El Campello in 2025.
1. Municipal capital gains tax (Plusvalía)
This local tax is paid by the seller and depends on how long you’ve owned the property and the cadastral value of the land. In El Campello, it’s paid to the local council and varies by case.
2. Income tax (IRPF)
When you file your income tax return, you must declare any capital gain. There are exemptions if you reinvest in your primary residence or if you’re over 65 and selling your main home.
3. Notary fees (if agreed upon)
Notary costs are usually paid by the buyer, but the parties may agree for the seller to cover part of these fees.
4. Required certificates and documents
- Energy performance certificate (required to list and sell).
- Occupancy certificate (in some cases).
- Proof of up-to-date IBI payment and community fees.
5. Mortgage cancellation (if applicable)
If there’s still a mortgage on your home, you must cover the cancellation costs (notary and registry), and request a zero-debt certificate from your bank.
Want to know your real earnings?
At Inmo2000, we not only help you sell — we also prepare a detailed breakdown of all costs so you know exactly what your net gain will be. Transparency and trust in every transaction.
